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Deposit Interest Calculator

Work out the interest on a fixed term deposit (整存整取) at simple interest, with presets for the central-bank benchmark rates from 3 months to 5 years. Enter your actual rate and term to get the interest and maturity value instantly.

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Reference rates (central bank benchmark):

1,500.00

Term (years)1 years

101,500.00

100,000.00 + 1,500.00

Fixed deposit (整存整取) pays simple interest at maturity: Interest = Principal × annual rate × term. Market rates vary by bank; enter your actual rate.

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